NEMT Broker Profile

How to Become an MTM NEMT Provider

MTM is a family-owned company that's quietly become the largest privately held NEMT broker in the country after acquiring Veyo (2022) and Access2Care (2024). Here's how credentialing, dispatch, and payment actually work, and where those two acquisitions currently stand.

Visit MTM's official site
National Medicaid NEMT Broker

What NEMT operators are working with at MTM

Lake St. Louis, Missouri

Headquarters

30+ states direct (50 + D.C. + P.R. combined with Veyo/Access2Care)

States covered

30–45 days after claim approval

Payment terms

Operators willing to trade a longer credentialing window for steady volume

Best fit for

How It Works

6 Steps to Work With MTM

MTM (rebranded MTM Health in February 2025) manages Medicaid NEMT benefits directly in more than 30 states, and its 2022 acquisition of Veyo and 2024 acquisition of Access2Care pushed its combined footprint to all 50 states, D.C., and Puerto Rico. Both acquired brands are being folded into MTM over time rather than staying permanently separate: Veyo's branding largely transitioned to the MTM name by late 2023 and early 2024 depending on the state, and Access2Care's standalone provider app is being phased out on a state-by-state schedule as its providers migrate to MTM Link.

If you're applying today, that consolidation matters practically: check whether your state's contract still routes through a legacy Veyo or Access2Care system or has already moved to MTM Link, since the onboarding process and timeline differ. This profile covers the direct MTM credentialing path; the separate Veyo and Access2Care profiles cover what to expect if your state hasn't fully transitioned yet.

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1
Identify whether MTM, Veyo, or Access2Care covers your market

MTM's ownership of Veyo and Access2Care means the same underlying company can show up under three different names depending on your state. Ask your state Medicaid agency or call MTM directly to confirm which platform handles your county.

2
Register as a business entity and get your NPI

You'll need a registered business entity and a Type 2 Organization NPI before MTM will process your application, the same baseline requirement as most Medicaid brokers.

3
Secure insurance at MTM's required limits

Commercial auto liability at $1,000,000 per occurrence and $3,000,000 aggregate is the typical minimum, though some states set higher limits. Confirm the exact figure for your state before buying a policy.

4
Onboard drivers to MTM Link

MTM dispatches through its MTM Link platform and driver app. Drivers need to complete onboarding to the app, on top of standard background check, drug test, and CPR requirements, before they can be assigned trips.

5
Submit your application and wait through review

MTM's credentialing review typically runs 6 to 10 weeks, longer than ModivCare or Veyo. Submit your application at least 10 weeks before your planned launch date to avoid a gap between setup costs and your first trip.

6
Start with a lower initial trip allocation

New MTM providers typically start with a smaller trip volume than an established provider and see that volume increase after roughly 90 days of strong on-time and completion performance.

At a Glance

MTM in Numbers

What you're working with before you apply.

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30+ States
Direct Coverage

MTM's own footprint before counting Veyo and Access2Care, the two subsidiaries it also owns.

3 Platforms
MTM, Veyo & Access2Care

One parent company operating three separate brands, each with its own dispatch system and application process.

6–10 Weeks
Credentialing Timeline

Longer than ModivCare or Veyo, so build this runway into your launch plan before applying.

What You Need to Know

Coverage, Requirements, Pay & Reputation

Family Ownership and Two Major Acquisitions

MTM has stayed privately held and family-owned since Peg and Lynn Griswold founded it in 1995 out of a one-room office. Their daughter, Alaina Macia, has run the company as CEO since 2005 and grew revenue from about $30 million to a reported $1.75 billion by 2025. MTM has also been repeatedly recognized as a woman-owned business by the St. Louis Business Journal. It has never taken on a private equity owner and doesn't file public financial statements.

The company has grown mainly by acquisition rather than by winning every contract on its own. It bought Veyo, the tech-forward Medicaid broker, in August 2022, then bought Access2Care from Global Medical Response (the parent of AMR) in October 2024, adding roughly 1,900 provider partners, 14,000 vehicles, and 8.6 million trips a year in one deal. MTM rebranded to "MTM Health" in February 2025 to mark its 30th anniversary.

States, Subsidiaries, and How Coverage Actually Works

MTM's direct contracts cover more than 30 states, and the practical footprint is larger once you count the acquired Veyo and Access2Care books of business, which are being migrated onto MTM's own systems over time rather than staying separate indefinitely. If you already hold a contract with one of these acquired brands, ask your MTM rep about consolidation options rather than applying to MTM separately from scratch.

Because MTM now owns all three brands, a state that shows "MTM" as its broker of record may still route your actual trip assignments through a legacy Veyo or Access2Care system during the transition, depending on the region and how far that state's migration has progressed. This isn't a distinction most state Medicaid websites make clear, so verify it directly with the broker before assuming which onboarding process applies to you.

Credentialing Timeline and Requirements

MTM's credentialing process runs longer than most other national brokers, generally 6 to 10 weeks for a complete application. The extra time mostly comes from a more thorough document review and, in several states, a required in-person or virtual vehicle inspection scheduled after the paperwork review clears.

Standard requirements apply: commercial auto and general liability insurance, workers' compensation once you employ drivers, complete driver background checks and drug screens, and current vehicle registration and inspection documentation. MTM asks for state-specific rate sheets to be requested directly, since trip rates vary meaningfully by state and aren't published on a single national schedule.

Payment Terms and Rate Structure

MTM generally pays 30 to 45 days after claim submission, slower than ModivCare's 15-to-30-day window but faster than Access2Care's 45-to-60-day terms. Request a current, state-specific rate sheet before signing your contract, since MTM adjusts per-trip rates by region based on local Medicaid fee schedules.

Trip volume allocation for new providers is typically conservative in the first 90 days, then increases as your on-time percentage and completion rate establish a track record. Operators report that consistent performance in the first quarter matters more for long-term volume than aggressive bidding for every available trip early on.

What Operators Say About Working With MTM

The most common feedback is that MTM's credentialing takes real patience. Providers who plan their launch timeline around a 4-week ModivCare-style process often end up with idle vehicles and drivers waiting on approval. Building the 10-week window into your startup budget avoids that gap.

Once approved, operators generally describe MTM Link as reliable but less flexible than Veyo's app-based dispatch, with trip assignments coming through more of a fixed schedule than real-time proximity matching. Providers who value predictability over dispatch speed tend to have a smoother experience with MTM's core platform than with its more tech-forward subsidiaries.

How to Pitch Your Fleet to MTM

MTM's provider relations team responds well to operators who can demonstrate they're not brand new to healthcare transport compliance. HIPAA training documentation, a working dispatch system, and driver files that are already complete rather than in progress all signal lower onboarding risk to a reviewer working through a large applicant queue.

If you're already credentialed with Veyo or Access2Care and expanding into a market MTM covers directly, lead with that relationship when you reach out. MTM's internal consolidation process for providers who already work with one of its subsidiaries is generally faster than a cold application.

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MTM's credentialing window runs 6 to 10 weeks.

Use that runway to get a facility- and private-pay-ready website live, so your fleet isn't sitting idle waiting on one broker's approval.

Avoid These

3 Mistakes Operators Make With MTM

The most common, and most avoidable, missteps we see.

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Underestimating the credentialing timeline

Planning a launch around a 4-to-6-week window and then hitting MTM's typical 6-to-10-week review leaves vehicles and drivers idle. Submit at least 10 weeks ahead of your target start date.

Not checking which subsidiary actually dispatches your trips

A state that lists "MTM" as broker of record may route trips through Veyo or Access2Care instead. Confirm the actual dispatch platform before building your onboarding plan around the wrong one.

Expecting full trip volume immediately

New MTM providers typically start with a reduced trip allocation. Treat the first 90 days as a performance-building period rather than assuming approval means immediate full volume.

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Who We Help

Who MTM Works Best For

MTM rewards patience during onboarding and consistency afterward more than it rewards speed to market.

Operators who can absorb a longer runway

Fleets with enough working capital to cover 2 to 3 months of expenses before their first MTM trip and payment land are better positioned than operators counting on immediate cash flow.

Fleets expanding from Veyo or Access2Care

If you already hold a contract with one of MTM's subsidiaries, expanding into direct MTM territory is usually a smoother process than applying cold.

Operators prioritizing steady volume over dispatch flexibility

MTM Link runs on a more scheduled, less real-time dispatch model than Veyo. Operators who value predictable routing over changing, proximity-based assignment tend to be a better fit.

FAQ

Frequently asked questions

UI/UX Design
UI/UX Design
Rider-centered interfaces that build trust and drive bookings.
NEMT Branding
NEMT Branding
Professional branding that establishes trust with brokers and families.
NEMT Websites
NEMT Websites
Broker-ready websites that convert visitors into booked trips.
Social Media Marketing
Social Media Marketing
Engaging NEMT content that grows your rider base.
NEMT Content Writing
NEMT Content Writing
SEO-optimized NEMT content that educates and converts.

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